Cash Advance and Payday Loan Center
Nearly everyone has been affected by the downturn in the economy over the past few years. Whether it's job layoffs, the mortgage crisis, or the rising price of practically every consumer product (gas, food, clothing), Americans are feeling the pinch of a tightening credit market and learning to make do with less.
Unfortunately, life's unexpected financial needs don't go away just because times are hard. In the past, when credit was relatively easy to obtain, if an emergency situation arose you could go to your local bank or credit union and get a small consumer loan to see you through. But the financial world has changed dramatically since 2008. With tighter credit requirements, many people find themselves unable to qualify for even a small personal loan from a bank or other financial institution.
Choose the Cash Advance Service that's Right for You
Luckily, consumers today can get the cash they need with a cash advance loan. For whatever reason- a car repair that can't wait or perhaps an unexpected medical expense- a cash advance loan can give you the money you need without all the paperwork that comes with a traditional loan and with no long waiting period.
Cash advance loans normally range from $100 to $1000, depending on your income. Your credit history isn't a problem- poor credit, no credit, even bankruptcy will not disqualify you. All you have to do is fill out a simple online application. Once your information is verified, the funds can be electronically transferred into your checking or savings account in as little as one hour.
Getting a cash advance loan can relieve the stress of those unplanned money needs. Rather than running up late payment charges, overdraft fees and other related penalty charges, it makes good financial sense to use a cash advance loan for whatever purpose you need and avoid any unnecessary finance fees.
Remember that cash advance loans differ from traditional loans in that they are short-term loans. Most cash advance loans are for a period of two weeks. This means that at your next payday the money you borrowed, including the fee, will be due in full.
When used wisely, cash advance loans can help you deal with unexpected cash needs and avoid costly late fees and penalties. They are not meant as a solution to long-term financial problems or to ease the burden of overwhelming debt. But they can give you breathing room and peace of mind when you are hit with an unexpected financial need. And isn't that what you are looking for?